Overspending at Target can be the worst. Let’s face it – We’ve all been there. Target is the dream of any shopaholic. It’s the one-stop shop for everything you need and quite frankly, many things that you don’t need. But when you want something, it’s easy to lose yourself in a sea of needs and wants. Rational minds become absent. Wallets take the lead. Before you know it, you could be spending more than your budget allows. Here are 3 simple ways to avoid overspending at Target.
Make A List
Before heading out, create a list of items you actually need or have been wanting for some time now. Stick to this list and don’t deviate from it! This will help prevent impulse buys or purchases made on a whim and more importantly overspending.
Bring Cash
Leave your cards at home and bring only what you can afford in cash when you go to the store. When your cash runs out, that’s your cue to stop shopping until next time and bow out. Insert the notable Spongebob Squarepants meme. The fact is that you can’t spend or overspend money that isn’t there!
Shop With Friends
Shopping with friends can be a little tricky as they may encourage impulsive buys and convince (or guilt!) you into buying something that was not on your list. However, having someone with you who knows your budget limits can also be helpful in keeping tabs on how much money is being spent, and the two of you can agree to keep each other accountable while shopping together!
Notable Mentions
With impulse buying in mind, there are a few notable mentions that we should address. The first is advising to stay away from the clearance section. For the love of George Forman grills, stay away from the clearance section. Sprint if you have to. The clearance section can be a challenge for buyers who do not want to overspend because they may feel like they are missing out on good deals.
Another tip is to limit using the Target app. While the target card app allows you to stay organized, track your spending, and stay on budget, you may feel empowered to spend a little over your budget. This is what we do not want, right? Nevertheless, if you can do it, it may help you on the way out of the store.
Conclusion
Overspending at Target doesn’t have to be inevitable! With these 3 simple tips, you will be able to avoid overspending while still getting what you need or want from the store. Remember – make a list before going out and stick to it, bring only cash with an allocated amount for spending, and if possible shop with someone who knows what your limits are so they can help keep track of your spending habits! Happy shopping!
